Form CRS & Brochures
Facebook Twitter Linkedin Youtube Instagram
Main Menu
  • Home
  • Who We Are
    • About Us
    • All Team Members
    • What Makes Us Different
  • Services
  • News & Events
    • Articles
    • Events
    • Videos
  • Podcast
  • Contact
Client Access
Client Login

Blog

Home » Blog

Market Commentary | January 24, 2023

January 23, 2023

“It’s hard to be a contrarian for very long these days because the consensus seems to change so quickly,” opined Ed Yardeni via LinkedIn last

Read More »

Market Commentary | January 17, 2023

January 17, 2023

Bullish or bearish? After last year’s geopolitical turmoil, economic malaise, and tumultuous stock market decline, many financial professionals – from investors to asset managers –

Read More »

Market Commentary | January 10, 2023

January 10, 2023

It’s being called the “Goldilocks” report. Last Friday, we learned that demand for workers in the United States remained strong in 2022. The unemployment rate

Read More »

Understanding the Charitable Remainder Trust

January 5, 2023

The charitable remainder trust (CRT) is a popular retirement- and estate-planning tool. It can be a convenient way to create a stream of lifetime income

Read More »

The Benefits of Donor-Advised Funds

January 5, 2023

As tax planning season and end-of-year charitable giving begin, it’s a good time to consider the benefits of donor-advised funds. Charitable giving has many facets,

Read More »

Understanding Mutual Funds, Index Funds, and ETFs

January 5, 2023

It’s common knowledge that investing in mutual funds, index funds, or exchange-traded funds (ETFs) can help build a diversified portfolio. These funds hold diverse baskets

Read More »
« Previous Page1 Page2 Page3 Page4 Page5 Next »

Subscribe here to receive webinar invitations, market commentaries, and more:

Facebook Twitter Linkedin Youtube Instagram

Keystone Financial Services is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Keystone Financial Services and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Keystone Financial Services unless a client service agreement is in place.

The Certified Financial Planner (CFP®) designation is a voluntary certification that is recognized in the United States and a number of other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). The CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
  • Complete a minimum of three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Agree to be bound by the CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for the CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

  • Complete thirty hours of continuing education hours every two years, including two hours related to the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, LLC.
These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Headquarters

  • 4090 Clydesdale Parkway
    Suite 201
    Loveland, CO 80538
  • (970) 744-5408

Arizona Office

  • 3100 West Ray Rd
    Suite 201
    Chandler, AZ 85226
  • (480) 269-6804

Who We Are

  • Home
  • About Us
  • Our Team
  • What Makes Us Different

What We Do

  • Services
  • Find your number

News & Events

  • Blog
  • Events
  • Videos
  • Podcasts

Information

  • Contact
  • Client Access
  • 2023
  • Keystone Financial Services
  • All Rights Reserved
  • Built with Oechsli
Main Menu
  • Home
  • Who We Are
    • About Us
    • All Team Members
    • What Makes Us Different
  • Services
  • News & Events
    • Articles
    • Events
    • Videos
  • Podcast
  • Contact
Client Login
Wealth Management System
TD Ameritrade
Fidelity