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Josh Nelson Featured In LendingTree Article

3 Reasons Why You Shouldn’t Wait to Buy a Home



Don’t Miss These 7 End-of-Year Financial Planning Tips

By Josh Nelson, Wealth Advisor

The end of the year is quickly closing in, and there is nobetter time than now to take inventory of your financial situation. Evaluating,budgeting, and planning your finances is not a static activity, but rather endeavors that need attention on a regular basis in order to be successful.

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Market Commentary

Weekly Market Commentary December 10, 2018

The market is starting to grate on some investors. The S&P 500 dropped 4.6% last week on concerns the reported trade truce wasn’t as substantial as hoped and that global economic growth continued to slow. Global stocks participated in the decline as the MSCI ACWI lost 3.5% last week. Read more

Avoid holiday financial stress

Monthly Newsletters

Gifts without the Guilt – Tips for Avoiding Financial Stress at the Holidays

Pop quiz: Can you name more than three gifts you got for the holidays last year? A sweater, an Apple watch, a popcorn tin … and, ummmm? Most of us would be hard-pressed to answer this question, even by late January.

What we remember, of course, are the moments with family and friends – the relationships that are renewed in the holiday time of slowing down. Material gifts are fine for the moment, but they are usually forgotten even before they have the chance to break and wear out. Read more


Thank you!

By: Josh Nelson

We’ve had so many referrals from our clients this year, so I wanted to take a moment to tell you how grateful we are for all of you and the people you’ve introduced to us!

Not only do we love helping new people, but we love the fact that our clients feel confident in what we are doing and our ability to help their family, friends, and co-workers.  I know, from talking to many of you, that you’ve had conversations with others about what we are doing for you and your family and how we might be able to help them as well.  This is a crucial part of our business, because it allows us to stay focused on you and your financial life instead of spending our resources on expensive advertising or “knocking on doors”.

I want to share an easy way for you to introduce someone that is interested in meeting with us.  The following link will send them to our complimentary risk survey, which is the first building block to their Wealth Plan and a conversation with Keystone Financial Services:

To welcome our new clients and thank the clients that introduced them to us; on an annual basis we host an evening of food, conversation, and friendship. We are planning the next event for February 2019. Please continue to spread the word about your experience with Keystone Financial Services and we will give the best of care to anyone you send our way.

Thank you so much for your business and your friendship – all my best to you and your family!

Market Commentary

Weekly Market Commentary December 3, 2018

Last week provided investors clarity on their two biggest concerns: interest rates and trade. Federal Reserve communication indicated rate increases will likely slow in 2019, and over the weekend, the U.S. and China announced an agreement to delay an increase in tariffs from 10% to 25% on a wide range of U.S. goods. In exchange, the Chinese will buy more U.S. goods, and both sides will seek an agreement in the next quarter. Read more


The 4 Pitfalls of No Plan

There are some things in life you just can’t plan for: an unexpected illness, job loss, death of spouse, disability…While these major events can impact your life, having an effective game plan can help ensure that it doesn’t ruin your financial well-being. Read more

Market Commentary

Weekly Market Commentary November 26, 2018

Global stocks continued to decline as economic weakness and the possibility of further rate increases by the Federal Reserve worried investors. After rallying in late October and early November, global stocks were trading near the levels reached during the October decline. Read more

Market Commentary

Weekly Market Commentary November 19, 2018

After two straight weeks of 2%-plus returns, the S&P 500 was down 1.6% last week. Global stocks also declined, pushing the MSCI ACWI down 1.2% last week.

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Market Commentary

Weekly Market Commentary November 12, 2018

The S&P 500 rallied for the second consecutive week as markets have recovered nearly half of the losses since late September. S&P 500 soared 2.1% last week. Global stocks rallied as well, but lagged U.S. stocks. The MSCI ACWI climbed 0.9%. The Bloomberg BarCap Aggregate Bond Index rose 0.3%, partly on hopes a split Congress will result in lower deficits. Read more