Form CRS & Brochures
X-twitter Linkedin Youtube Instagram
Client Access
Client Login

The Wiser Financial Advisor Podcast

Get Real. Get Honest. Get Clear.

The Wiser Financial Advisor podcast gives you real, honest and clear advice every Tuesday.

Listen on Apple Podcasts
Listen on Spotify Podcasts
October 17, 2023

Happy Birthday Wiser Financial Advisor! 5 Ways to Align Your Finances with Your Life Priorities

Three years ago, The Wiser Financial Podcast was just a dream. Well, this month we are celebrating our podcast birthday. In this episode our…
Listen Now
September 19, 2023

Portfolio Sanity Check 

Today we thought it would be interesting to do a portfolio sanity check on all the turbulence and craziness of the last few years….
Listen Now
August 8, 2023

Trusted Contacts and POA 

Today we’re going to talk about two important topics, that are especially important for people over the age of 62.  Naming a power of…
Listen Now
June 13, 2023

Women and Money

Today, we’ll be talking about women and money, charting the financial course. It’s critical that women know how to save, invest and plan. And…
Listen Now
X-twitter Linkedin Youtube Instagram

Keystone Financial Services is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Keystone Financial Services and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Keystone Financial Services unless a client service agreement is in place.

The Certified Financial Planner (CFP®) designation is a voluntary certification that is recognized in the United States and a number of other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). The CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
  • Complete a minimum of three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Agree to be bound by the CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for the CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

  • Complete thirty hours of continuing education hours every two years, including two hours related to the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, LLC.
These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Headquarters

Arizona Office

Who We Are

What We Do

News & Events

Information

  • Built with Oechsli
Main Menu
Client Login
Wealth Management System
Schwab Alliance
Fidelity