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The Wiser Financial Advisor Podcast

Get Real. Get Honest. Get Clear.
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The Wiser Financial Advisor podcast gives you real, honest and clear advice every Tuesday.

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December 21, 2021

The Meaning of Christmas

Merry Christmas to all! In this episode, host Josh Nelson talks about a few things that we all love about Christmas and about the…
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December 7, 2021

Do I Need a Trust?

What is a financial trust? Who should have such a trust? How do we go about getting one? In this episode, host Josh Nelson…
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November 30, 2021

Playing Defense

Perhaps you’ve heard this about the game of football. Defense makes championships. Offense gets points and most of the attention, but defense makes championships….
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November 22, 2021

Attitude of Gratitude

Coming up on Thanksgiving in 2021, host Josh Nelson  reflects on the world we live in. Though it could be easy to believe that…
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November 16, 2021

Required Minimum Distribution

On this episode, host Josh Nelson talks about Required Minimum Distributions, otherwise known as RMD. You have probably heard of this. Required Minimum Distribution…
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November 9, 2021

What To Do About Inflation

For everyone right now, the topic of economic inflation is pretty much a matter everyone is having to address.  People are asking, what do…
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October 19, 2021

Year End Tax Planning

Are you leaving some of your money on the table simply because…1) you didn’t take the time to plan or 2) didn’t educate yourself on…
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The Certified Financial Planner (CFP®) designation is a voluntary certification that is recognized in the United States and a number of other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:

  • Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). The CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
  • Complete a minimum of three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Agree to be bound by the CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for the CFP® professionals.

Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:

  • Complete thirty hours of continuing education hours every two years, including two hours related to the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.

CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, LLC.
These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

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