Live today.
Plan for tomorrow.
We bridge the gap between knowing and doing in the financial lives of our clients.
I feel like I could be on the sales team! I tell people all the time how great you all are. I can’t thank you enough for all you have done for my family, especially after the loss of my dad.
- - Karen B.
Keystone has proven to be very knowledgeable and trustworthy. They have helped us meet our financial goals and provide answers to our questions as they come up during the year.
- - Tracy T.
Keystone Financial Services is extremely competent and knowledgeable about the issues to guide me through the challenging process.
- - Faye D.
We have a long history and trust Josh and his team’s recommendations and decisions. Both my wife, son and I are comfortable working with the Keystone team. Everyone on the staff is very responsive to requests. The team works well together.
- - John B.
Keystone is a one-stop shop for everything financial, provides referrals to related services, and has my best interests in mind. They are financial experts and good people who I trust and enjoy.
- - Sue T.
Great investment team and great support, for a lot of years.
- - Ron K.
Honest, trustworthy people who care about you and your family with great, solid financial advice.
- - Michelle G.
The staff is extremely knowledgeable and very professional and are extremely good at what they do. However, they remain very “user-friendly” for those of us who are not gifted in our financial planning endeavors. I feel very secure in their handling of my financial planning.
- - Pam B.
The team goes above and beyond with answering questions and helping me make informed financial decisions.
- - Roxanne F.
Our mission is to provide unbiased advice and guidance
Keystone Financial Services is a top wealth management firm serving affluent professionals, families and business owners nationwide.
Our goal is to help you plan for your future with confidence and clarity, working with you to develop comprehensive financial strategies.

Fiduciary.
Fee Only.
Independent.
CFP®
Tech Professionals
Engineers
Professional Affluent
Retirees
Our firm focuses exclusively on your needs
We focus on the financial planning needs of individuals, families, and business owners nationwide.
Our unique client base is largely comprised of current and former employees from high-tech companies*










Our goal is to replace uncertainty with confidence and clarity
We help you plan for your future, working with you to develop comprehensive financial strategies.

Dedicated Focus. Outstanding Service.
How They Work
How We Work
They are not fiduciaries.
We're fiduciaries, which means we are legally required to act in your best interest, 100% of the time.
Your investments could have hidden fees, revenue sharing, and commissions.
We are fee-only and we have a simple, transparent cost structure.
They sell proprietary products and they get paid more for selling them to you.
We have no proprietary products and we're not paid on commission. Instead, we work with you to build a portfolio that is right for you.
They may not have the education and experience your financial situation requires.
Our advisors are Certified Financial Planners, the gold standard for financial advisors and planners.
They are not independent.
We are a fully-independent Registered Investment Advisor firm.
They only look at your investments.
We look at your entire financial picture and build a plan that suits your needs.
Take the guesswork out of your financial future

The Power of Being an Owner VS. The Pain of Being a Consumer
In this episode, Josh Nelson, CFP®, confronts a sobering reality: while Americans excel at consumption, our proficiency as investors often falls short. In this episode,
Weekly Market Commentary |April 21, 2025
As the market turns… When investor preferences shift and money flows from one sector, industry, investment style or geographic region into another, it is called






