Client Access
Client Login

The Wiser Financial Advisor Podcast

Get Real. Get Honest. Get Clear.
Home » Podcasts
Share on facebook
Share on twitter
Share on linkedin
Share on email

The Wiser Financial Advisor podcast gives you real, honest and clear advice every Tuesday.

Listen on Apple Podcasts
Listen on Spotify Podcasts
December 22, 2020

Cash Is King

You’ve probably heard that Cash Is King. In this episode of The Wiser Financial Advisor, host Josh Nelson shares when that statement is especially…
Listen Now
December 8, 2020

The Formula For Happiness

There’s good news in this episode…Sure, life has it’s challenges, it’s heartache and suffering. We’ve all had at least one of those experiences. Host Josh Nelson…
Listen Now
December 1, 2020

Death Insurance

Death Insurance? What is that? Host Josh Nelson explains what it actually is and why it’s so important for those in your family who…
Listen Now
November 23, 2020

Life Will Never Be The Same

2020 is one of those “weird” years. To say that it’s been strange and tough on everybody is an understatement. Wiser Financial Advisor host…
Listen Now
Facebook
Twitter
Linkedin
Youtube
Instagram
Keystone Financial Services is a Registered Investment Adviser. Advisory services are only offered to clients or prospective clients where Keystone Financial Services and its representatives are properly licensed or exempt from licensure. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Keystone Financial Services unless a client service agreement is in place. 
 
As of June 30, registered broker-dealers and registered investment advisers are required to provide a new customer or client relationship summary (also called Form CRS) to retail investors, in addition to our firm’s ADV Brochures.  Please click on the following link to help you better understand our relationship and our fiduciary duty to you when choosing us as your financial professional. https://adviserinfo.sec.gov/firm/summary/310623
The Certified Financial Planner (CFP®) designation is a voluntary certification that is recognized in the United States and a number of other countries for its (1) high standard of professional education, (2) stringent code of conduct and standards of practice, and (3) ethical requirements that govern professional engagements with clients.
CERTIFIED FINANCIAL PLANNER™ certification is the standard of excellence in financial planning. CFP® professionals meet rigorous education, training and ethical standards, and are committed to serving their clients’ best interests today to prepare them for a more secure tomorrow.
To attain the right to use the CFP® marks, an individual must satisfactorily fulfill the following requirements:
  • Complete an advanced college-level course of study addressing the financial planning subject areas that CFP Board’s studies have determined as necessary for the competent and professional delivery of financial planning services, and attain a Bachelor’s Degree from a regionally accredited United States college or university (or its equivalent from a foreign university). The CFP Board’s financial planning subject areas include insurance planning and risk management, employee benefits planning, investment planning, income tax planning, retirement planning, and estate planning;
  • Pass the comprehensive CFP® Certification Examination. The examination includes case studies and client scenarios designed to test one’s ability to correctly diagnose financial planning issues and apply one’s knowledge of financial planning to real world circumstances;
  • Complete a minimum of three years of full-time financial planning-related experience (or the equivalent, measured as 2,000 hours per year); and
  • Agree to be bound by the CFP Board’s Standards of Professional Conduct, a set of documents outlining the ethical and practice standards for the CFP® professionals.
Individuals who become certified must complete the following ongoing education and ethics requirements in order to maintain the right to continue to use the CFP® marks:
  • Complete thirty hours of continuing education hours every two years, including two hours related to the Code of Ethics and other parts of the Standards of Professional Conduct, to maintain competence and keep up with developments in the financial planning field; and
  • Renew an agreement to be bound by the Standards of Professional Conduct. The Standards prominently require that CFP® professionals provide financial planning services at a fiduciary standard of care. This means CFP® professionals must provide financial planning services in the best interests of their clients.
CFP® and CERTIFIED FINANCIAL PLANNER™ are certification marks owned by the Certified Financial Planner Board of Standards, LLC.
These marks are awarded to individuals who successfully complete the CFP Board’s initial and ongoing certification requirements.

Headquarters

Who We Are

What We Do

News & Events

Information

  • Built with Oechsli